We are Enterprise Finance Limited
We are the Microfinance Company which provides financial solutions, skills and business connections to our clients. As a bridging financier, we target entrepreneurs, employees, contractors, schools, importers, real estate developers, transporters, service providers, suppliers and other viable clients.
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We are Flexible and Fast
We have set ourselves as an open cheque for most of our clients as they can get loans within a short period of time. Our terms and conditions are flexible depending on the nature of the project (s) to be funded, loan size, and our relationship with clients. In line with our mission to empower the clients, we were able to grow some of them from the loan amount of TZS 500k to over 50 million.
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We Empower People
We train and coach our clients on how to manage finance and run their businesses more effectively and efficiently. We also connect the clients to various learning and business opportunities through our networks. Our Loan Officers are trained to support the clients to achieve their full personal and business potential. We are there to empower all our stakeholders.
Read moreThe EFL Difference
EFL is Fast and Flexible Financing Company:
- Our terms and conditions are flexible depending on the credit history of the client, purpose, duration, size and cost of processing the loan.
- The loan size depends on the nature of the project pursued, ability to repay and client’s character.
- Our Loan Officers handle the clients with very high level of integrity and professionalism.
- We embrace innovation and development of new solutions to meet the emerging needs of our clients.
Loan Application Procedures
Fill in the Application Form
Fill in and submit the online application form in the website or visit our office to submit your application and relevant documents. We shall review your application and submitted documents within one day. Any issues or questions regarding your application will be communicated immediately by the Loan Officer or any other responsible Officer. For the purpose of making the process fast, respond to all questions and check the boxes provided in the application form. In case you have some challenges in responding to some questions, call our hotline number for further details.
Screening Process
After submitting your application, the responsible Officer will go through your documents and respond accordingly. Once we satisfy ourselves with the information provided, the application form shall be forwarded to the next stage and the loan applicant shall be notified.
In case some details are missing and/or the application does not meet our requirements, the applicant will be notified immediately and further guidance will be provided.
Wait For The Application Outcome
After passing the screening stage, the applicant will be informed and asked to submit the required documents. The entire process takes a maximum of three days if the loan applicant provides the required information and documents on time.
Receive Your Loan
After approval of the loan, the disbursement shall be done through the client’s bank account or by issuing an open cheque to client. Depending on the client’s bank, it may take some hours for the funds to appear in his/her account.
YES, We Provide LOANS.
EFL loans allow more than just businesses to grow.
“It happens because the EFL loan is not just money.”
It’s an entire system of support, guidance and coaching.
testimonialsEFL understands clients’ needs and facilitates them to access fast and flexible financial services for the purpose of transforming their future. Indeed, EFL is a unique Company.
Of the many things that EFL has helped to grow my company from its infancy stage, I can only say but a few. They have always provided us with quick loans at the lowest interests. EFL stands out because they do care about the customer – this is really unparalleled. Thanks, EFL!
EFL is a microfinance company with a zeal for excellent service to its clients and other stakeholders in its capacity as a lending institution. Their work culture is also an embodiment of professionalism and accountability.
news
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15 years anniversary & EFL Sports Bonanza 2025
Marked a remarkable moment as part of our 15 years of celebration and our ongoing CSR strategy. This year we brought together a vibrant crowd at the UDSM grounds, uniting people through the power of sports and teamwork. The event showcased not only our commitment to wellness and engagement but also our dedication to building
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15 years celebration & Mikumi National Park retreat 2025
Our trip to 𝗠𝗶𝗸𝘂𝗺𝗶 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗣𝗮𝗿𝗸 was more than just a staff retreat it was a meaningful celebration of 𝟭𝟱 𝘆𝗲𝗮𝗿𝘀 of service, growth, and shared success. Surrounded by Tanzania’s breathtaking savannah landscapes, the team came together to unwind, reconnect and reflect on the incredible journey that has shaped our organization over the years. The
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BUMACO INSURANCE – EFL VISIT
Grateful for our partnership with @bumacoinsurancetz Today, they visited us as a trusted partner in growth and shared thoughtful corporate gifts. Here’s to a future of continued collaboration and success! #eflmkopo #finance #insurance #corporaterelation #Partnership #CorporateGifts #BusinessGrowth #BumacoInsurance
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HAPPY INTERNATIONAL WOMEN’S DAY 2025
The theme “Accelerate Action” for Women’s Day 2025 highlights the importance of speeding up efforts to achieve gender equality and empowerment for women. It calls for immediate, impactful, and sustained actions rather than just discussions or slow progress. This theme encourages everyone – governments, businesses, communities, and individuals to take concrete steps to remove barriers,
The EFL Promise
Our drive to quality service, integrity, progressive thinking and creative approach is what makes us stand out from the crowd. We are always on the path of continuous growth and innovation to ensure a great future for all our stakeholders.
– Jacqueline Lujuo –
(MANAGING DIRECTOR)