We are Enterprise Microfinance Limited

We are a full service microfinance company – we provide financial services to low-income earners who don’t have access to traditional financial services but wants to finance income-generating activities.

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We are flexible and fast

Expect rapid processing and flexible loan amounts that will provide sustainable solutions to your most complex business or individual financial challenges. We are here to support you in each process until you attain financial success.

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We empower people

We believe that microfinance is a sustainable means of poverty alleviation leading to lasting, holistic development. Financial tools and training empower entrepreneurs to build businesses, support their families and transform their communities.

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Let your financial success begin today!

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The EFL Difference

EFL developed and utilizes the relationship-lending system that is faster, more flexible and easier financing scheme:

  • Terms and conditions are based on qualitative information about the client from informal sources, such as product suppliers, personal references, etc.
  • Loan size granted depends on the nature of the project pursued, ability to repay and client’s character.
  • No collateral required if the aforementioned financial reliability guarantees is satisfactory.
  • Clients get loans quickly; no interrogations as with traditional lenders.
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Improve Your Financial Status

INDIVIDUAL LOANS

TWO TYPES:

  1. For employees of any credible organization. 
  2. For business persons who need short-term financing.
Towards Financial Freedom!

ENTREPRENEURSHIP TRAINING

EFL conducts training and mentoring to its clients to ensure that loans are used effectively to grow their businesses. Training is usually done for a group of borrowers after a loan is granted. Depending on the needs and resources available, EFL mentors its clients through counseling, networking and advisory services. Our end goal for lending is always not just for individuals and businesses to survive, but to thrive successfully until they reach financial freedom.

Your Ideas; Our Financing

GROUP LOANS

TWO TYPES:

  1. Loans for a group of two to three persons with income-generating activities.
  2. Loans for associations whose members are willing to take collective responsibility for the loan.

Need Money Urgently?

EFL is ready to help you. You may visit our office or apply for a loan online.

Apply Now

leading the way in building &
civil construction forever

Travel and Aviation
Consulting

Study popular tourism destinations and improve your sales skills to successfully advise your clients on the best travel options.

Business Services
Consulting

We consider all the drivers of change – from the ground up and we’ll motivate and support you to make the change.

Consumer Products
Consulting

Design repeatable growth models and innovation pipelines that generate new products with higher potential and lower risks of failure.

Financial Services
Consulting

We work buy-side and sell-side and give our clients hard-hitting and objective answers and focus hard on the best opportunities.

Energy and Environment
Consulting

We work across all the major construction geographies and end sectors, meaning we understand the underlying drivers in construction markets.

Surface Transport &
Logistics Consulting

Scheduled transport operations, from broad market trends and strategy to the development of integrated commercial strategies.

testimonials

To help entrepreneurs get their act together
before they talk to investors.
  • 15 years anniversary & EFL Sports Bonanza 2025

    Marked a remarkable moment as part of our 15 years of celebration and our ongoing CSR strategy. This year we brought together a vibrant crowd at the UDSM grounds, uniting people through the power of sports and teamwork. The event showcased not only our commitment to wellness and engagement but also our dedication to building

    15 years anniversary, CSR, Events
  • 15 years celebration & Mikumi National Park retreat 2025

    Our trip to 𝗠𝗶𝗸𝘂𝗺𝗶 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗣𝗮𝗿𝗸 was more than just a staff retreat it was a meaningful celebration of 𝟭𝟱 𝘆𝗲𝗮𝗿𝘀 of service, growth, and shared success. Surrounded by Tanzania’s breathtaking savannah landscapes, the team came together to unwind, reconnect and reflect on the incredible journey that has shaped our organization over the years. The

    15 years anniversary, Customer Service, Events
  • BUMACO INSURANCE – EFL VISIT

    Grateful for our partnership with @bumacoinsurancetz Today, they visited us as a trusted partner in growth and shared thoughtful corporate gifts. Here’s to a future of continued collaboration and success! #eflmkopo #finance #insurance #corporaterelation #Partnership #CorporateGifts #BusinessGrowth #BumacoInsurance

    Events
  • HAPPY INTERNATIONAL WOMEN’S DAY 2025

    The theme “Accelerate Action” for Women’s Day 2025 highlights the importance of speeding up efforts to achieve gender equality and empowerment for women. It calls for immediate, impactful, and sustained actions rather than just discussions or slow progress. This theme encourages everyone – governments, businesses, communities, and individuals to take concrete steps to remove barriers,

    International, News
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Would you like to speak to one of our financial advisers over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.

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Why our consulting

We are a full service business development group – we build strategies and systems.

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Global consumer insights

Rapid and sustainable solutions to the most complex business challenges with cooperative process-driven.

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Thought Leadership

A solution is proposed, from here you can action the plan with just outline assistance.

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United Kingdom
Germany
Spain
Head Quarter
United States
Sales Office