We are Enterprise Microfinance Limited

We are a full service microfinance company – we provide financial services to low-income earners who don’t have access to traditional financial services but wants to finance income-generating activities.

We are flexible and fast

Expect rapid processing and flexible loan amounts that will provide sustainable solutions to your most complex business or individual financial challenges. We are here to support you in each process until you attain financial success.

We empower people

We believe that microfinance is a sustainable means of poverty alleviation leading to lasting, holistic development. Financial tools and training empower entrepreneurs to build businesses, support their families and transform their communities.

Let your financial success begin today!

The EFL Difference

EFL developed and utilizes the relationship-lending system that is faster, more flexible and easier financing scheme:

  • Terms and conditions are based on qualitative information about the client from informal sources, such as product suppliers, personal references, etc.
  • Loan size granted depends on the nature of the project pursued, ability to repay and client’s character.
  • No collateral required if the aforementioned financial reliability guarantees is satisfactory.
  • Clients get loans quickly; no interrogations as with traditional lenders.
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Improve Your Financial Status

INDIVIDUAL LOANS

TWO TYPES:

  1. For employees of any credible organization. 
  2. For business persons who need short-term financing.
Towards Financial Freedom!

ENTREPRENEURSHIP TRAINING

EFL conducts training and mentoring to its clients to ensure that loans are used effectively to grow their businesses. Training is usually done for a group of borrowers after a loan is granted. Depending on the needs and resources available, EFL mentors its clients through counseling, networking and advisory services. Our end goal for lending is always not just for individuals and businesses to survive, but to thrive successfully until they reach financial freedom.

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Your Ideas; Our Financing

GROUP LOANS

TWO TYPES:

  1. Loans for a group of two to three persons with income-generating activities.
  2. Loans for associations whose members are willing to take collective responsibility for the loan.

Need Money Urgently?

EFL is ready to help you. You may visit our office or apply for a loan online.

Apply Now

Providing opportunities,
to grow your enterprise.

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Years in Business

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Loans Granted

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Trainings Conducted

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Satisfied Clients

industries

Travel and Aviation
Consulting

Study popular tourism destinations and improve your sales skills to successfully advise your clients on the best travel options.

Business Services
Consulting

We consider all the drivers of change – from the ground up and we’ll motivate and support you to make the change.

Consumer Products
Consulting

Design repeatable growth models and innovation pipelines that generate new products with higher potential and lower risks of failure.

Financial Services
Consulting

We work buy-side and sell-side and give our clients hard-hitting and objective answers and focus hard on the best opportunities.

Energy and Environment
Consulting

We work across all the major construction geographies and end sectors, meaning we understand the underlying drivers in construction markets.

Surface Transport &
Logistics Consulting

Scheduled transport operations, from broad market trends and strategy to the development of integrated commercial strategies.

testimonials

To help entrepreneurs get their act together
before they talk to investors.

news

  • SEMINA YA UWEKEZAJI NA USIMAMIZI WA FEDHA JIJINI ARUSHA

      Walengwa; Semina hii imelenga wafanyabiashara na wafanyakazi ambao ni wateja wa EFL na wasio wateja katika mikoa ya Arusha, Kilimanjaro, Manyara na Dodoma. Semina imekusudia kuwaleta pamoja washiriki wenye uhitaji wa kujenga miradi ya uwekezaji na biashara zao kwa kuwekeza sehemu sahihi na kulinda fedha zao zisipotee. Imewalenga pia wafanyakazi wanaojiandaa kustaafu kutoka katika

    Events, News
  • NETHERLANDS TO EFL HOUSE

    “We were delighted to warmly welcome visitors from the Netherlands who came to learn about EFL and its operations. It is indeed a great honor to host guests from abroad.” Chairman Enterprise Finance Limited was founded by Tanzanians dedicated to boost the financial inclusion of the people by developing demand-driven financial products and solutions. EFL

    Events, News
  • MANAGEMENT TEAM – RISK MANAGEMENT AND LEADERSHIP TRAINING

    “Building a stable future: In the dynamic world of microfinance, effective risk management and strong leadership are the cornerstones of sustainable success.” Rev. Dr. CPA. Advocate. Sako Mayrick Risk management knowledge is indispensable for the management team of MFIs to ensure financial stability, protect clients, comply with regulations, enhance operational efficiency, support strategic decision-making, attract

    Events, News
  • EFL STAFF MEETING , JUNE 2024

    EFL staff meeting convened with a singular focus: to crystallize the vision of becoming the leading microfinance company in the Tanzania. Against the backdrop of diverse tongues and cultures, the team gathered, their shared dedication to this vision binding them together. With a commitment to efficiency and innovation, EFL staff strategized ways to streamline operations,

    Events
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